Marketplace
A tailored-made Consumer Finance Asset Program
Retail
Collaborative partnership opportunities with retail businesses looking to offer financing options to their customers
Home Improvement
Empowering homeowners to enhance and increase the value of their properties
Dental
Options to finance a variety of dental procedures including implants, orthodontics, and cosmetic dentistry
Elective Med Spas
We partner with highly reputable businesses in the Med Spa industry to provide reliable and trustworthy loan options
Customized Programs
JP Capital has identified and contracted with several partners in select markets to develop and implement customized consumer financing programs. The lending product, a traditional closed-end consumer loan, features a common set of underwriting criteria and is entirely processed through electronic application and underwriting portal.
JP Capital works with financial institutions and intermediaries that are looking for ways to acquire high-quality consumer loans to diversify their balance sheets or provide additional, consistent income opportunities. All financing assets are generated through programs developed and managed by JP Capital.
You Choose
Lending Partners Choose Their Preferred Method of Participation
As an originator and seller with originated loans pre-sold under forward flow commitments earning revenue at time of origination
As a purchaser of originated assets, earning spread income through the life of the asset
As both originator and seller holding a portion of the originated assets and selling the remainder
Program Highlights
Lender determined credit
Lender determined underwriting
Originated with full regulatory compliance
Sourced at the point of sale through underwritten merchant partners
Delivered and serviced through sophisticated electronic platforms integrated with merchant’s point-of-sale system
Our Partners
Banks looking to expand consumer loan opportunities
Credit Unions and CUSOs with excess capital
Private lenders looking for additional sources of income
Hedge funds looking for new investment vehicles
Contact Us
We want to hear from you!
Call Direct
1-352-900-2659