Still a factoring company at heart
JP Capital Group started with a simple idea: help small businesses get paid faster on invoices they've already earned. That's still our core business today — and it's grown into a small group of companies built around the same idea.
What we do
Our core business is accounts receivable financing, also known as factoring. We advance small businesses a portion of what their customers already owe them, so they don't have to wait 30, 60, or 90 days to put that cash to work. It isn't a loan — there's no debt and no interest, just an advance against money that's already earned.
We're based in Gainesville, Florida, and work with B2B and government-invoicing businesses across a range of industries.
The JP Capital family
We're also the majority owner of two additional companies that extend the same idea of fast, flexible capital to other parts of a business.
PayStrm
Fast next-day and same-day payment processing, built for businesses that don't want to wait on payments any more than they want to wait on financing.
LendStrm
Point-of-sale financing that lets businesses — retailers, contractors, dental practices, med spas, and others — offer financing directly to their own customers.
Need working capital for your business?
Tell us about your invoices and we'll get back to you with next steps.